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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Arlene and Thomas Gonnella, a proven Short Hills, Millburn and Summit, New Jersey NUMBER1EXPERT™ Top Selling real estate agents.

  • Find Short Hills, Millburn and Summit Homes - Find Short Hills, Millburn and Summit, New Jersey real estate listings & homes for sale provided by Arlene and Thomas Gonnella, your local expert real estate agents.

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  • Short Hills, Millburn and Summit Information - Find local information on Short Hills, Millburn and Summit, New Jersey including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Arlene and Thomas Gonnella, a proven NUMBER1EXPERT™ Top Selling real estate agents.

  • Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Arlene and Thomas Gonnella, a proven Short Hills, Millburn and Summit, New Jersey NUMBER1EXPERT™ Top Selling real estate agents.

  • About Arlene and Thomas Gonnella - Information about Arlene and Thomas Gonnella including testimonials, guarantees, credentials, and contact information. Learn why Arlene and Thomas Gonnella is a proven Short Hills, Millburn and Summit, New Jersey NUMBER1EXPERT™ Top Selling real estate agents.

 

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Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Real Estate Trivia
Q 
Exactly how many islands are included in the group called the 1000 Islands?

A 
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State.
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Arlene and Thomas Gonnella, REALTOR®, real estate agents and broker for Short Hills, Millburn and Summit, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Arlene and Thomas Gonnella
Weichert, Realtors

505 Millburn Avenue
Short Hills, NJ 07078
Office: 973-376-4545 x190
Cell: 201-306-1357
Res.: 973-379-5289
Fax: 973-912-0072
Arlenegonn@aol.com

Arlene is the #1 Agent in the Millburn/Short Hills Market for 2004, 2005, 2006 and 2007 per GSMLS and the #1 Agent in the Entire Company for 2002, 2004, 2005, 2006 and 2007

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