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All agents are NOT alike! I represented more buyers and sellers than any other agent. Find out why. Call us: 201-306-1357.
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Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
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"THANK YOU SO VERY MUCH FOR ALL YOUR HELP..."
"IN FINDING OUR NEW HOME. FROM THE EMAIL LISTINGS TO THE CLOSING, YOU WERE TRULY A CARING PROFESSIONAL."
THE M FAMILY
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Arlene and Thomas Gonnella
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For Home Buyers:
Why Buyers Choose Arlene and Thomas Gonnella - Why homebuyers looking for a real estate agents in the Short Hills, Millburn and Summit area choose Arlene and Thomas Gonnella. Latest Listings - Get Arlene and Thomas Gonnella's latest Short Hills, Millburn and Summit listings of homes for sale first! Find Your Perfect Home - Arlene and Thomas Gonnella will search for your ideal home and email you the newest Short Hills, Millburn and Summit MLS listings of properties in Essex and Union County NJ. First Time Homebuyers - Are you a first time homebuyer in Short Hills, Millburn and Summit, NJ? Choose a top real estate agents. Arlene and Thomas Gonnella can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Short Hills, Millburn and Summit house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Short Hills, Millburn and Summit Homes, For Home Buyers, For Home Sellers, Short Hills, Millburn and Summit Information, Real Estate Resources, and About Arlene and Thomas Gonnella. 
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Financing Your Home >Financial Help
Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.
Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?
Whatever form it takes, parents who help their children buy a home give them an incredible gift!
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| Q |
What island in the St. Lawrence River was given away on a television game show in 1964?
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| A |
Price is Right Island was given away by Bill Cullen on "The Price is Right." |
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Arlene and Thomas Gonnella
Weichert, Realtors
505 Millburn Avenue
Short Hills, NJ 07078
Office: 973-376-4545 x190
Cell: 201-306-1357
Res.: 973-379-5289
Fax: 973-912-0072
Arlenegonn@aol.com
Arlene is the #1 Agent in the Millburn/Short Hills Market for 2004, 2005, 2006 and 2007 per GSMLS and the #1 Agent in the Entire Company for 2002, 2004, 2005, 2006 and 2007   
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