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All agents are NOT alike! I represented more buyers and sellers than any other agent. Find out why. Call us: 201-306-1357.

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"BOTH IN FINDING US A BEAUTIFUL HOME AS WELL AS HELPING US TO ADJUST TO THIS NEW COMMUNITY."
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Arlene and Thomas Gonnella is one of The Top Selling Real Estate Experts™
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TripleCalc Software
Welcome > Resources > Free TripleCalc Software ...

Download TripleCalc for FREE. It's Our Gift to You. 

You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC. 

You don't have to be online to use TripleCalc, like the other calculators on our site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you. 

TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's our gift to you for visiting our Short Hills, Millburn and Summit web site. 

You can send copies of TripleCalc to all your friends and associates. 

Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap... 

 Download TripleCalc Now!

TripleCalc Interface, part 1
TripleCalc Interface, part 2
This is what TripleCalc will look like on your Windows PC. You can compare 3 loans, at one time -- and you don't have to be online. TripleCalc lets you get a leg up on complicated loan comparisons.


Includes 8 other calculations you can't do without:

  • Simple Mortgages with P.I.T.I.
  • Pre-qualifying mortgages
  • Plus lease, investment, balloon payment and other calculators.
  • Every calculator uses the super-convenient "compare three at once" format.
  • It's FREE.

 Download TripleCalc Now!


TripleCalc Interface, part 1
TripleCalc Interface, part 2
TripleCalc Interface, part 3
Includes 9 sophisticated calculators. You'll use it again and again, on everthing from house payments to car loans and more.

 Download TripleCalc Now!



School Reports in Short Hills, Millburn and Summit, New Jersey
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Short Hills, Millburn and Summit 



Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Over what famous building is aircraft forbidden to fly at any time?

A 
No aircraft is permitted to fly over the Taj Mahal in India.
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Arlene and Thomas Gonnella, REALTOR®, real estate agents and broker for Short Hills, Millburn and Summit, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Arlene and Thomas Gonnella
Weichert, Realtors

505 Millburn Avenue
Short Hills, NJ 07078
Office: 973-376-4545 x190
Cell: 201-306-1357
Res.: 973-379-5289
Fax: 973-912-0072
Arlenegonn@aol.com

Arlene is the #1 Agent in the Millburn/Short Hills Market for 2004, 2005, 2006 and 2007 per GSMLS and the #1 Agent in the Entire Company for 2002, 2004, 2005, 2006 and 2007

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